What's worrying you?

Our articles below address your most common personal life issues and recommend the first steps to take

Relationship Issues

With high marriage rates and civil partnerships within the NHS, it is inevitable some lead to divorce and dissolution. If your relationship is in difficulty, you may be contemplating splitting up. If you are married, that means divorce – or in a civil partnership, dissolution.

Moving Home

Research shows that nearly one in three people found moving house to be more stressful for their mental health than childbirth. In fact, people find a home move more stressful than getting married, job interviews, and driving tests, making it one of the most stressful events of a person’s entire life.

Finances

The NHS Pension Scheme has three different parts in operation, it’s not the easiest thing to understand. Professional mortgages are available to NHS staff, where a higher multiplication factor of your income may allow you to buy the home you really want.

Tax – IR35

IR35 Tax issues are affecting thousands of NHS staff. The tax office are engaged in pursuing contractors for restrospective tax on contractors loans. If you have received correspondence from HMRC regarding this, read our artcicle

Physical Health

The ultimate beginners guide to the gym. If you don’t know what to do in the gym or you’ve never stepped foot in one before, it can seem like a pretty scary place. What are all the machines for? How do I do use them? Is everyone looking at me? That’s why we’ve put together the ultimate gym guide for beginners.

Debt

What is an Individual Voluntary Arrangement (IVA)? Find out more about how an Individual Voluntary Arrangement (IVA) works and which debts it covers. Then talk to a free debt adviser about whether it’s the best way to pay off or clear your debts.
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